Financing With The Mattress Hub

At The Mattress Hub, we believe everyone deserves a great night’s sleep, without the stress of unmanageable upfront mattress costs. That’s why we offer flexible financing options to help you bring home the comfort you need today and pay over time.
Replacing an old mattress or upgrading to the luxury sleep experience you’ve been dreaming of? Our financing plans make it simple, affordable, and stress-free.
Why Finance Your Mattress?
Your mattress is an investment in your health, well-being, and daily performance. You shouldn’t have to wait for better sleep just because of your budget. With the right plan, you can find the perfect mattress for you without busting your budget.
With financing, you can:
- Break down large purchases into manageable monthly payments
- Access premium brands and models without large upfront costs
- Improve your sleep now, while maintaining financial flexibility

Financing Made Easy at The Mattress Hub
We’ve partnered with trusted financing providers to make the process quick, easy, and secure. Here’s what you can expect:
- Fast Application
Apply in-store or online in minutes.
- Flexible Terms
Choose from a variety of plans, including 0% interest financing for qualifying purchases.
- Transparent Pricing
Know exactly what you’re paying and when. No hidden fees. No surprises.
- Low Monthly Payments
Spread out your investment with budget-friendly payment plans.
- Instant Approval Decisions
Most customers receive a decision within seconds, so you can check out stress-free.
Who Qualifies?
We offer a variety of financing options, with approved credit through Wells Fargo and Synchrony Bank, as well as a no-credit-check option through Affirm or Snap. If you choose to submit a finance application online, please remember to write down the account number provided and call your local Mattress Hub store with that information and further instructions.
Even if you’ve had credit challenges in the past, you may still qualify for a payment plan that works for you.
Need help navigating your options? Our sleep experts are trained to walk you through the process. No pressure, just support.

Rest Easy Now, Pay Over Time.
Don’t let price be the reason you delay better sleep. With simple, affordable financing from The Mattress Hub, you can upgrade your mattress today and make manageable payments over time.
Visit your nearest Mattress Hub location or start shopping online to explore our selection and apply for financing. Better sleep starts at The Mattress Hub.
Questions? Our team is ready to help. Contact us today!
